Loan Details

Input the Parameters of your mortgage

years
months
Deposit $200,000

Repayments

Monthly mortgage costs

  • Repayment
  • Principal
  • Interest

Interest Rates Forecast

Move the slider to adjust forecast trend

Steady 2.5%
Monthly Repayments
$3,589
Total Payments
$1,076,680

Equity

Change in value of the property

  • Property Value
  • Equity

PROPERTY GROWTH FORECAST

Move the slider to adjust forecast trend

Steady 2.5%
Future Property Value
$3,466,845 in 2047

Costs

Total Mortgage Costs

  • Loan
  • Deposit
  • Costs

Loan to Value Ratio

  • 80%
  • $240,518 deposit + costs
  • $200,000 deposit
Initial Costs
Edit

Property Details

Adjust the details of your property to improve the estimate of Stamp duty and other government fees

Stamp Duty$40,207.00
Mortgage Registration Fee$148.00
Transfer Fee$148.00
Title Search$15.10
Add Costs
Total: Excludes conveyancing$40,518

Additional costs

Lenders Mortgage Insurance (LMI), conveyancing, removalist,… etc.

Ongoing Costs
Add Costs
Monthly:$0.00
Mortgage Registration Fee$0

ADD ONGOING COSTS

Lenders Mortgage Insurance (LMI), conveyancing, removalist,… etc.

Monthly Costs

  • Changes in Property Value
  • Mortgage Payments
  • Cost

Extra Payments

Strategies to repay your mortgage faster

Offset Account

Average account balance in an offset account

Extra Repayments

Additional amount on top of regular monthly payments

Lump Sum Payment

Additional one-off mortgage payments

Summary

Effect of extra repayment strategies

Reduction in Cost of Mortgage:
$0
Total additional payments:
$0
Total Saving:
$0
Reduction in duration of mortgage:
0 Months

Monthly Costs

  • Repayment
  • Principal
  • Interest

Change in loan balance

  • Loan Balance